Linda.Iverson@p0.f33.n130.z1.fidonet.org (Linda Iverson) (10/09/90)
Index Number: 10964
Bill, I was interested when I saw the message where you saidd your
insurance would pay for a speech card. Did I understand correctly?
If so, do you or anyone else reading this know if Medicare will
help purchase adaptive technology or scleral shells? What is Medicare's
guideline or the guideline of other insurancekO companies concerning
what adaptive equipment is covered and what is not? Are some private
insurance companies more cooperative this way than others? Right
now my only insurance is Medicare. My son is on his dad's Federal
employees' Blue Cross plan, but he won't pay anything nor send me
the forms so I can submit bills. And, even if I did, because I am
not the policyholder, I wouldn't be notified concerning the claim-
-what was covered or information about reimbursements or anything,
so I don't know what else to do but continue to pay my son's medical
bills; so, I am in the market for a good, inexpensive insurance plan
for both of us. If any of you have info to share, perhaps Echo Mail
would be best for this. I don't want to take up space here for my
specific quezstion and certainly don't want to start an argument
about which insurance companies are best, but the info would be helpful.
The way it is in my area you generally pay the doctor's visits and
buy the medicine and are reimbursed. My son is very healthy, but
things do come up. He had upper lobe pneumonia last summer which
necessitated three doctors' visits and four medicines. Just thought
I'd ask. Thanks in advance for your input.
Linda Iverson
--
Uucp: ..!{decvax,oliveb}!bunker!hcap!hnews!130!33.0!Linda.Iverson
Internet: Linda.Iverson@p0.f33.n130.z1.fidonet.orgdrr01002@uxa.cso.uiuc.edu (Daniel Robert Rudny) (10/10/90)
Index Number: 10985 I too have some insurance questions I could use some help with. About two years ago I had a tracheostomy and now need a trach tube permanently. As a result I am in continuous need of medical supplies. Up until this point, my parent's insurance has paid for most everything. However, I will be graduating from college in December and hope to start working shortly afterwards. As a resut, my parent's insurance company will no longer cover me. So far, with most of the companies I've come across as potentia employees none of them have insurance policies that will pay for a pre-existing condition. Since these medical supplys are a continuous need the bills will be sure to add up very quickly. I would be most grateful to hear how the rest of you handle this situation. I would hate to think I won't be able to get a job just because of insurance complications. In particular, I would like to know how the government handles this area (as an employer that is). Any hep would be most appreciated, Dan
Gary.Greiner@f21.n272.z1.fidonet.org (Gary Greiner) (10/13/90)
Index Number: 11105
LI> now my only insurance is Medicare. My son is on his dad's Federal
LI> employees' Blue Cross plan, but he won't pay anything nor send me
LI> the forms so I can submit bills. And, even if I did, because I am
LI> not the policyholder, I wouldn't be notified concerning the claim-
LI> -what was covered or information about reimbursements or anything,
LI> so I don't know what else to do but continue to pay my son's medical
LI> bills; so, I am in the market for a good, inexpensive insurance plan
LI> Linda Iverson
Linda, anything you get as a private insurance will be expensive and
not too comprehensive. Consumer Reports had an evaluation of private
(i.e. not group) health insurance plans within the last few months.
But the big question is, isn't the father obligated to pay those bills?
I do not know the legal circumstances of your case, but that seems the
most logical. If you cannot enforce it and have no money for a lawyer,
how about Legal Aid or some group that exists to help single women?
Cheers,
TM
--
Uucp: ..!{decvax,oliveb}!bunker!hcap!hnews!272!21!Gary.Greiner
Internet: Gary.Greiner@f21.n272.z1.fidonet.orgGary.Greiner@f21.n272.z1.fidonet.org (Gary Greiner) (11/05/90)
Index Number: 11522
LI> Hi, Gary!
LI> I believe you wrote me a letter a couple of weeks ago, but somehow
LI> I never received all of it. The subject was insurance companies purch
LI> adaptive equipment. If you can remember, please send again. I apprec
LI> the message and haven't been ignoring you, or at least not intentional
LI> Thanks.
LI> Linda
LI> ---
Hi Linda!
I am sorry I cannot remember what I specifically wrote to you. I do not
believe it was on adaptive equipment specifically. I have written
several notes recently with suggestions on how to deal with insurance
companies, medical groups (doctors), reluctant ex-spouses, etc. I do
believe you were one of those to whom I sent notes on those subjects.
(I compose my notes "on the fly", not off-line, so I have no copies).
BTW, my favorite is any case in which you can take someone to small
claims courts. I never actually had to go to trial, but just initiating
the action was enough in two different cases to make the insurance
companies "see the light". In a third case I ran into one of the two
mentioned (it was actually an "adjuster company") and mentioned my
previous "dealing" with them with the appropriate effect.
If you have a specific question, please fire away again (sorry, I
cannot help with adaptive equipment).
Cheers
TM
--
Uucp: ..!{decvax,oliveb}!bunker!hcap!hnews!272!21!Gary.Greiner
Internet: Gary.Greiner@f21.n272.z1.fidonet.org