[misc.handicap] Catching Up

Louis.Burton@p0.f9.n280.z1.fidonet.org (Louis Burton) (04/13/91)

Index Number: 14818

[This is from the Blink Talk Conference]

 DH> I'm wondering if any of you remember the name of the Company
 DH> that does form-feed checks that have one raised line on them
 DH> for signature?

Delux did the ones in the book that had the lines for all feilds, and I
believe they also do the formfeed ones.

 DH> I'm switching banks, moving out of one  where I
 DH> did most of my banking by touch-tone phone, to one where I'll
 DH> be using the computer and hoepfully the printer to do my
 DH> banking.

Have you ever heard of or seen Check free?  That is the program I use
for my home finances; it has a few advantages over the ones that print
out the checks for you in that instead of printing them, you just
upload the merchant information and the company pays the bill via laser
printed checks, or E.F.T. wich ever the merchant being paid will
support.
A lot like having the auto teller in your front room cause you can set
up fixed recurrent payments by week, month, quarterly, simianually or
anually, you can also have merchants where you need to pay a different
amount, phone etc; all you need do for them is to select them from a
menu, enter the date to be paid and the amount, and walah, on that
date, they are paid.
Fixed deposits are also in there, even if they are not part of your
direct accounting.  In other words, If you usually get 40 hours, or if
you are getting SSDI the fixed regular amount can be set to be recorded
each month.  This way, the computer can give you a 30 day forecast of
your income and expected outgo.  It also has cattagory feild for
budgeting reports, monthly and anual analysis, along with spreadsheet
file format to send to your favorite spreadsheet.
The entire program is set around a data base structure so that any
record is available up to and beyond three years back; and also with an
auto backup routine so data never need be lost.
Using inverse video for highliting and also direct screen writes makes
it alittle hard to learn, but faster to operate once the hot key menu
has become familuar.
Nope, I am not a salesman, but one who remember all to clearly the days
of calculators, and sheet after sheet of braille paper.
Now for the bad news, there is a service charge of $9.95 monthly, and
the software costs aprox $20.00
Okay, one more and I am gone,  when it is time to reconsile the
register, the oldest record is displaid first, and the clear-unclear
key is the enter key, and it is a toggle; with auto statement
balancing, where you enter your ending balance and the computer
compares and shows you if there is a discrepancy, either plus or minus.
Multi cattagory listings for those times when one transaction has more
than one budget cattagory it was used on  like gro groceries, and what
if you bought mops and the like, so 75 was spent totally, but 68 was
only for groceries,the 75 could go under gro, and then enter msc for
misscellainous and enter 7 for the amount, when the budget report is
pulled the difference will show.

Okay, now I am out of here.
                                Lou--out

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