jon@msunix.UUCP (Jonathan Hue) (02/24/86)
Well, to celebrate my 23rd birthday, my friendly Farmers insurance agent
sent me my 6-month insurance premium renewal. This year he wants $866.30,
twice a year. Last year he wanted a mere $762.00 twice a year. In seven
years and about 120k miles of driving, I have one ticket (45mph in a 35, a
year and two months ago) and no accidents. My car is a 1984 VW Scirocco,
bought new two years ago. I carry 250/500/50 coverage (gotta protect the
house!), 100/300 uninsured, 100 medical, and max deductibles (150 comp,
500 collision). Yes, I know, this is a lot of coverage. I'm sure living
in the south Bay Area doesn't help.
Last time I went shopping for insurance, I got mostly $1400-$1500 figures,
and the ocassional $3000 figure. A friend of mine who was in the insurance
business while she was raising her kids told me I was getting a good deal at
$1500 a ear, and she probably would refuse to insure me. Some friend.
I'd hate to see my insurance premiums with a couple moving violations,
an at-fault accident or two, and a DUI. I used to joke about auto insurance
being the only legalized form of discrimination in the U.S.; my bank
account doesn't think it's very funny.
So, to the net.auto crowd, if anyone is interested in an auto insurance
survey, I am willing to collect information and somehow organize it. Send
me mail giving your age, sex, marital status, driving record, where you live,
what you drive, what kind of coverage and deductible you have, who is the
insurance carrier, how far you commute, how long you've been driving, how many
miles annually, when you won't be home so I can rob you, your VISA card number,
etc. I'll try to summarize.
To the ba crowd, if anyone has a "miracle worker" auto insurance agent who
could get me into three digit insurance premiums, I'd appreciate any info.
Jonathan "can't wait 'til I'm 25, maybe I'll
Bitchin' Camaro! walk to work today" Hue
Bitchin' Camaro! LMSC-Mechanisms & Servos
Tire Tracks Across your Lawn!
(c) The Dead Milkmen, 1985 {amdcad!cae780,sun!sunncal}!leadsv!msunix!jon