jimd@hp-pcd.UUCP (jimd) (02/27/86)
[] Try Geico or Liberty Mutual. For me they are up to 50% less than most companies. One trick that works to reduce insurance rates is owning two cars. This qualifies for a "multi-car discount". In some cases, the insurance for two cars is cheaper than for one! Example: I once looked at buying a $26K Lincoln Mark VII LSC. This car would cost me $1250 per year to insure with the same coverage mentioned in the base note (I am 28). However, I own a 1975 Camaro as well, so the combination of the two cars each with the same coverage would have run me $950 per year. The VW Sirocco is not viewed politely by some insurance folks. Perhaps different companies view it in different light. I must admit, I am amazed at the rates you are paying for a VW. Perhaps this part of the country sports lower rates (Oregon)? Good luck - test drive that $200 Rambler... Jim Donnelly hplabs!hp-pcd!jimd
davidsen@steinmetz.UUCP (Davidsen) (03/11/86)
In article <9200020@hpcvre.UUCP> jimd@hp-pcd.UUCP (jimd) writes: > Try Geico or Liberty Mutual. For me they are up to 50% less > than most companies. > > One trick that works to reduce insurance rates is owning two > cars. This qualifies for a "multi-car discount". In some > cases, the insurance for two cars is cheaper than for one! > Example: I once ... Some insurance companies have a big break when you have more cars than drivers. ie. if you have two drivers in the family you need three cars to get it. This is based on the theory that you can't be driving all of them at once. I never found that more cars were cheaper to add, but if you like to have an extra car around, it make it very cheap. Also look for big discounts on older cars (if they are 25+ and not your primary car). Plates and insurance on an old car can be ~$50 in NY. Some of the old supercars are getting close and are worth hanging on to if you have one. -- -bill davidsen seismo!rochester!steinmetz!--\ / \ ihnp4! unirot ------------->---> crdos1!davidsen \ / chinet! ---------------------/ (davidsen@ge-crd.ARPA) "It seemed like a good idea at the time..."
mrgofor@mmm.UUCP (MKR) (03/18/86)
In article <678@steinmetz.UUCP> davidsen@kbsvax.UUCP (Davidsen) writes: >In article <9200020@hpcvre.UUCP> jimd@hp-pcd.UUCP (jimd) writes: >> One trick that works to reduce insurance rates is owning two >> cars. This qualifies for a "multi-car discount". In some >> cases, the insurance for two cars is cheaper than for one! >> Example: I once ... > >Some insurance companies have a big break when you have more cars than >drivers. ie. if you have two drivers in the family you need three cars to >get it. This is based on the theory that you can't be driving all of them >at once. I never found that more cars were cheaper to add, but if you like >-- > -bill davidsen When I was under 25 years old, I had a 1970 Mustang that was in somewhat worn condition (and 10 years old). I bought a new Capri and kept the Mustang. My insurance agent could only charge me the under-25 rate on one of the cars, so he charged that rate on the Mustang, which was cheaper to insure, and the lower over-25 rate on the Capri. The result (including the two-car discount) was that I paid less insurance on the two cars than I would have for just the new Capri. If you're under 25 and have an expensive car, it might pay for you to buy an old clunker that you don't even have to drive. -- --MKR The first half of a project takes 90% of the time. The other half takes the other 90%.