[comp.society] Dun & Bradstreet Background Information

rockwell.HENR801c@Xerox.COM (Ron Rockwell) (02/02/88)

My wife is a corporate lawyer and has access to all sorts of databases. 
When this Dun & Bradstreet issue came up she did a search for recent 
articles on the subject and came up with the following:

  InfoWorld November 23, 1987 p5
  InfoWorld December 7, 1987 p5, see letter to editor on p50
  InfoWorld December 14, 1987 p6
  Newsweek December 28, 1987 p 39
  
The scoop is that Dun and Bradstreet (D&B) started to offer databases 
covering financial information and credit records of 750,000 private and 
public corporations.  These databases were marketed through Dialog.
Unfortunately (according to D&B) Dialog offered access to these records 
to anyone who could afford the service and that wasn't D&B's intent. 

Let me quote from the December 14th issue of InfoWorld about the access 
issue:

  "... After examining the facts of the case, in which Dialog users had 
  been denied access to Dun's Financial Records, D&B now intends to enforce 
  its policy ...

  "... Dun and Bradstreet's credit service provides its subscribers with 
  credit and related financial information for the purpose of making risk-
  free decisions.  To ensure free flow of information [from companies], we 
  have a policy that restricts access to this credit information for 
  certain users ...

  " ... People and organizations that D&B refuses access to include lawyers, 
  for the purpose of litigation against the companies; government agencies, 
  such as the FBI or IRS, for the purpose of enforcing laws; and labor unions, 
  for the purpose of organization and bargaining ..."

The letter to the editor is interesting because it shows that D&B is in trouble
with the people that offer it information. 

Quoting  from the letter to the editor:

  "... Their own information packet states: "The information is furnished 
  only to Dun & Bradstreet subscribers. They must be legitimate 
  businesses."

  "As the owner of a small private business, I provide confidential 
  information to D&B anually.  The information is provided for the 
  legitimate purpose of allowing a supplier, or potential supplier, 
  to judge my creditworthiness. D&B assured businesses that this data 
  cannot and will not be divulged to the public. ..."

My wife is currently doing some research on laws/regulations surrounding
public/private databases and I hope to have the information soon.

Ron Rockwell