[net.misc] homeowners insurance info wanted

mark (07/31/82)

We're about to buy homeowners insurance, and are considering State Farm
and Allstate.  We've always dealt with State Farm before, and have had
excellent results.  But Allstate has this "guaranteed complete replacement"
policy which State Farm doesn't.  It seems like a win to me (although
admittedly the chances of ever cashing in on it are pretty slim) but
Consumers Reports rates Allstate well below State Farm in handling of
claims.  I'd appreciate any information from anyone who has filed a
claim with Allstate about how well their claim was handled, and in
general how satisfied they are with Allstate.  Also, if anyone knows
whether the Allstate rates tend to go up faster than other companies
(their initial rate quote was about $12/year less than State Farm)
I'd like to hear about that.  Any and all advice by mail is welcome.
 
        Mark