[net.misc] Homeowner's insurance covers dead furnace

mkg (11/24/82)

When my furnace died earlier this month and my plumber gave me a $2000 
estimate for a new one, I nearly died until he told me to file a claim
against my homeowner's insurance.  Sure enough, I was covered because the
furnace died due to a failure of "safety equipment".  "Safety equipment"
is defined as that stuff that is supposed to shut off the furnace if
something isn't right (low water cutoff, for example).

One word of caution, my insurance company (and others also, probably) base
the amount of coverage on whether you are insured for the "replacement"
value on your house.  Being insured for "replacement" value for me
meant the insurance company bought me a new furnace.

File this info away.  It sure came as a VERY pleasant suprise to me (and
my wallet).
   Marsh Gosnell  BTL Piscataway  (201) 981-2758  harpo!whuxlb!mkg