[dc.general] Free Credit Cards Are Not

leung@imsvax.UUCP (04/10/84)

I have a free credit card on Union Trust S & L, MD.  Of course, they
require me to open at least a checking account with no interest.
But they have an option that if I also open a saving account
with $300 minimum balance, there is no minimum balance on the
checking account.  As such, my $300 is still earning interest.
I don't see why paying annual fee is a better choice.  The S & L
also guarantee that there will be no charge on the credit card
for at least 3 years.

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Aldrin Leung
IMS, Inc. of MD
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