[net.consumers] And the Prize is?

kjd@sultan.UUCP (Kevin J. Dunlap -- DEC Commercial Languages & Tools) (03/24/84)

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My Cousin works for a bank checking peoples credit historys, and
at one time pulled mine.  You would not belive how easy and unsecure
this systems are.  We did it from his home and all you had to enter
was a six digit code number and from there you could pull anybodys
credit history.  All you needed was a persons first & last names,
house number, first letter of the street they lived on and zip code.

One piece of information given in the TRW credit history is your
credit card number.

When you move and want to establish credit in a new area of the country,
the best thing to do is know the name and address of a credit agency
in the area you moved from.

I moved from Virginia to New Hampshire when I graduated from college last
May.  Two months after I moved up here I aplyed for a large loan for a car.
The bank was about to turn me down for lack of a credit history.  I gave them
photo copies of the credit historys from several agencys that my cousin
gave me.  Useing the address from those reports my new bank was able to
get a more recient report.  And I got the loan.
-- 
Kevin J. Dunlap            603/881-2189        Digital Equipment Corporation 
..!decvax!sultan!kjd                        110 Spit Brook Rd, Nashua NH 03062
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