[net.consumers] Advice on Homeowners Insurance Advice

2141smh@aluxe.UUCP (henning) (07/12/84)

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From the keys of Steve Henning, AT&T Bell Labs, Reading, PA aluxe!2141smh

My wife and I have done something similar.  We have a photo-inventory
in our safe deposit box.  All we put in was the negatives since why spend
money on photos if you don't ever need them.  You can always get prints.
In case of a disaster, you would probably want much larger
prints than you are getting now.  
Regarding giving a copy to your agent: what happens if your agent doesn't
have the book when you need it, or something happens to him first???
If you want something done right, DO IT YOURSELF.  Think of how careful
you would be if a business acquaintance gave you a book of pictures and
"original" receipts and said save this in case I get ripped off or have a
disaster strike.
If your agent ever gets ripped off, the burglars would know exactly
what you have and could get estimates made before they
take any risks.  Also I don't trust any insurance man that much.  Suppose
his secretary has a boy friend that knocks off houses on the side and he
asks her to let him take a look at your book, WOW!!!.

2141smh@aluxe.UUCP (henning) (07/13/84)

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From the keys of Steve Henning, AT&T Bell Labs, Reading, PA aluxe!2141smh

One additional hint: if you want to recover goods from the police you need an
identifying mark.  A serial number is best and you should keep a record of it.
The next best mark which should be on everything is your drivers license number
since police all over the country can trace this on their computers.  Your
Social Security number is supposed to be "private" and is not traceable.
I like to put my ID in a spot that is usually not seen and where it is hard to
remove so I have to keep a record of where this spot is.  I prefer inside the
battery compartment or any other place which is easy to get to but usually not
seen.