pigrp@ihuxq.UUCP (Peter Fales) (07/11/84)
I am buying a house in the near future, and need to purchase homeowners insurance. I would be interested in hearing any favorable or unfavorable experiences that people have had with various companies. Please respond to the address below (NOT THE POSTING ADDRESS) and I will summarize to the net. -- Peter Fales UUCP: ...ihnp4!iwlc7!psfales Work: Bell Labs IW-1Z243 W: (312) 979-7784 H: (312) 355-4254 [ Send lawyers, guns, and money; Dad, get me out of this. ]
eagan@phoenix.UUCP (07/11/84)
While on this topic, I remember a while back Betty Furnese did a series on insurance. She suggested that pictures of everything be taken, and placed in a book along with any receipts you may have. My husband and I decided this was a good idea, so we are working on making such a book now. We plan on keeping one and giving one to our insurance agent. Has anyone else done this? Is it really useful? We felt we'd just better play it safe--especially since when my husband was moved here all of his belongings were stolen...(another story).
wally@cornell.UUCP (Wally Dietrich) (07/11/84)
I also have a book with pictures and descriptions of my insured property and I think it is a very good idea. I keep mine in a safety deposit box at a bank. That way I don't have the problem of keeping two copies up to date. Obviously you don't want your only copy to be kept at home. I have photos of expensive items and books. I also have a description of each item (excluding books), when I bought it and how much it cost. Don't forget clothes, they can really add up.
simard@loral.UUCP (Ray Simard) (07/13/84)
Taking pictures of your belongings is an excellent practice, however,
even better is a videotape of everything. By taking the video camera
through the home and narrating the descriptions (and replacement
costs!) onto the tape, a very complete (albeit boring :-)) record
of items can be made. Like the pictures, it is imperative that
copies of the tape be made and preserved in different locations:
one at home, one with the insurance agent, and perhaps a third
in a safe deposit box or other secure location.
--
Ray Simard
Loral Instrumentation, San Diego
{ucbvax, ittvax!dcdwest}!sdcsvax!sdccsu3!loral!simard