[net.consumers] Insider's Card

stuart@sdchema.UUCP (Stuart Oatley) (09/25/84)

I received a offer in the mail recently for a MasterCard called the Insider's
Card, which is linked to an organization called Comp-u-Store.  They run a
database of the `cheapest' suppliers of consumer goods.  You call them up, get
the price and make your order if you wish, charging it to your Insider's Card.
Does anyone have any experience of these people?

Stuart Oatley
Chem. Dept., UC San Diego

stewart@ihldt.UUCP (R. J. Stewart) (09/28/84)

> I received a offer in the mail recently for a MasterCard called the
> Insider's Card, which is linked to an organization called
> Comp-u-Store.  They run a database of the `cheapest' suppliers of
> consumer goods.  You call them up, get the price and make your order
> if you wish, charging it to your Insider's Card.  Does anyone have
> any experience of these people? 

We had one of these cards for a couple of years, but discontinued it.
While it seems to be legit, it was not economical for several reasons:

1) The card has a yearly fee, while my wife and I both have cards with
   no fee.  (If your current MC/VISA has a fee, the economics may work
   out differently for you).

2) Their prices are good but not great.  We found that we could always
   do as good or better by looking for sales or checking in discount
   stores. 

3) Their selection is limited.  While their list of suppliers is
   impressive, they don't always have every model of a particular
   product line available.  Also, the people that you call to get
   their prices are not trained well and often can't tell you what you
   want to know.

The real advantage to this service was the ability to call up and check
prices to find out how much we could expect to pay for an item.  After a
while we decided that we could do just as well by looking in the Sears
sale catalogs.

Bob Stewart
ihldt!stewart

joee@orca.UUCP (Joe Eckardt) (09/28/84)

I recently received a similar offer from "ABC", also linked to Comp-u-serve.
With this offer they included a membership card along with a letter giving
use instructions and an invitation to try the service for 1 month, no strings,
to prove to yourself it is worth the money.  They didn't even require 
returning any forms first.  Anyway, I figured I'd give them a try and see 
how good they could do.

First off, they will only give you three quotes per phone call; probably
just to keep from tying up the line all day.  No problem in calling back,
however.  You have to know exactly the manufacture and model numbers you
want.  If you have an incorrect model number suffix they can't help you
much.  They DO get a brief description in front of them for any numbers
they do list so you can double check the model number.  I THINK that they
can list a range of model numbers but they weren't terribly helpful in
that regard (was looking for something with number of "K45-S<something>"
were <something> was one of about 6 letters.  I didn't really care which
one, but I had to give them each combination separately to get a quote.)

Through the course of three phone calls I got quotes on various CD players
for which I had already found what I thought were the best prices.  Several
of brands Comp-u-serve did not handle; some specific models they could not
get although they could get other models by the same manufacturer.  For 
those they handle, the prices (including shipping) ranged from $50 to $120 
below the lowest price I found for the same unit either locally or mail 
order.  I ended up ordering a Technics SL-P8 for $348 through them.  More 
on that later.

Doing so well on the CD player I tryed a couple of more items.  I priced
several models of expensive countertop mixers.  Quotes on all models that
they handled were about $10 more than the price at the local Jafco (Best,
Price Club, etc).  Also found the same mixers on sale at Sears for $5 less.

Next tried a Gellato (sp?) Ice Cream machine.  Price was $5 more than
available locally.

My conclusions?  Appears that Comp-u-serve does pretty good on high-demand
items that are currently involved in a "price war".  This would include
stereo gear, computers, camera equipment, etc.  The don't seem to do so
well on low volume items.  A good local sale prices sometimes beat 
Comp-u-serve's quotes, usually for just about the amount of the shipping.

There is, however, an added price that you will have to pay:  patience.
I ordered my CD on 15 Sept.  I was told I would receive an order confirmation 
in 7-10 days; it would say were it was being shipped from and the delivery 
date.  The confirmation arrived yesterday, 27 Sept.  Estimated delivery date 
is 16 Oct.  Guess a month's wait is worth a $100+ savings but, BOY!, am I 
getting impatient!

Bottom line: it's a neat idea but I think I'll save my $32/year.  If I was
planning to do a lot of buying in the next year it probably would be worth
it.  It was great to be able to try it out first.  [They claim that you
can also buy a car through them.  I have no idea how that works.]


			Joe Eckardt
			Tektronix 
			Wilsonville, Oregon

UUCP:	...!tektronix!tekecs!joee (ignore return address)
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