[net.consumers] Renter's insurance

bruce@fluke.UUCP (Bruce Reynolds) (06/04/85)

Hello!

What kind of records do you *really* need to make an insurance claim???

I just read over the summary of the renter's insurance information, and
noticed that several people recommend keeping records of your insured
belongings.  Well, I have been wondering about this for a while.  I have
renter's insurance, and asked my agent about it, and he said that I should not
worry about it.  Is this right? 

Actually, he said that in case of a large loss, a list would be a good idea
simply to help me remember what there was, but was not necessary as "proof". 

Could someone who has made a claim give some guidance?  How did it go?  Did
they take your word for it about what you owned, or was it like an IRS audit?
I keep a list of most of my stuff, and some receipts for items which come with
warranties, and a few photographs of my favorite, hard-to-replace items.  Is
this enough, too little, or too much?  

--
--bruce
-- 

____________________________________________________________
Bruce M. Reynolds
John Fluke Mfg. Co., Inc.
{uw-beaver,decvax!microsof,ucbvax!lbl-csam,allegra,ssc-vax}!fluke!bruce
(206) 356-5421