[net.consumers] speaking of american express cards...

setha@teklds.UUCP (Seth D. Alford) (07/28/85)

Along with my wife's American Express (Amex) card came an "Agreement 
Between Cardmember and American Express Company".  Under the 
section entitled "Use of Cards" there is the sentence: "We 
reserve the right to deny authorization of any Charge." 

Amex denied a charge my wife tried to make.  My wife tried 
to put some airline tickets on her Amex card through our travel 
agent.  Travel agent calls Amex.  Amex calls wife, requesting a 
bank account number for verification that we had the money to pay 
for the tickets.  The number was not available to her at work.  
We ended up putting the charges on our VISA cards.  

Many people who I know believe that they have an unlimited 
ability to put charges on their American Express Cards, and that 
it just has to be paid off at the end of the month.  We will no 
longer assume that we have unlimited credit on our American 
Express cards, and will strongly consider getting rid of them.  
To us, one of the purposes of having the Amex card was that if 
you are stuck someplace, having the Amex card might help get you 
unstuck.  We can no longer count on this feature.  
-- 
--Seth Alford
Tektronix Walker Road
PO Box 4600
MS 92-823
Beaverton OR 97075
tektronix!teklds!setha
(503)-629-1145

bccarty@whuts.UUCP (Brian C. Carty) (07/30/85)

I just got my first Amex statement in the mail.  I was billed an annual
mmembership fee of $35, just like the application said I would be.  Is
the $45 fee just for renewals?
-- 
	Brian C. Carty 		AT&T Bell Laboratories - Piscataway, NJ

		..!{ihnp4|allegra}!whuts!bccarty