[net.consumers] auto insurance-my 2 cents worth

kitten@hao.UUCP (09/17/85)

**
I just got my renewal notice today...even though my agent told me I
can't renew, because they aren't licensed in Colorado (I just moved
from California).  After reading some of the articles from the folks
in New Jersey, I thought I'd add some further insight.

CAR:  1974 Mustang II, 4cyl. economy version
PREVIOUS RESIDENCE:  Garden Grove, CA

BREAKDOWN OF CHARGES:

Bodily injury:    $25K/$50K........$256
Property Damage:  $10K............. 130
Medical Payments: $1K/person.......  56
Uninsured:        $15K/$30K........  17
Collision:        $100 deductable.. 183
Comprehensive:    $50 deductable...  43
Waiver of Collision
    Deducatable:  Endorsement 31943   7
				   ----
				   $692

These charges are for SIX MONTHS coverage.  Granted, my record is not spotless,
but it goes back a few years, and nothing has happened since.  And nothing
started to happen until I moved to Southern California.  Out there, everyone
should be driving Sherman Tanks.

By the way, does anyone know what "Waiver of collision deducatble-endorsement
31943" means?

All I can say is I'm glad I'm now in good ol' semi-rural Colorado.  I just
might live longer.

{ucbvax!hplabs | allegra!nbires | decvax!noao | harpo!seismo | ihnp4!noao}
       		        !hao!kitten

CSNET: kitten@NCAR  ARPA: kitten%ncar@CSNET-RELAY