smithrd@gc49.UUCP (Randy D. Smith) (01/08/86)
Is anyone else out there as annoyed as I am at those ads where the bank guy talks about how all these other companies claim to perform "like a bank"?? I'm most bothered by their derogatory attitude towards Credit Unions. Frankly, I'm extremely glad that my credit union isn't exactly like a bank. I left my bank behind gladly in order to get the same services better performed more conveniently and courteously by people I can trust with my money. Well, glad to get that off my chest. Sorry to bother the whole net about it, but that commercial really rubbed me the wrong way. This (or Ann Landers) seemed to be the only way of fighting back. -- Randy D. Smith (919) 279-5312 AT&T Technologies, Guilford Center, NC {ihnp4,burl}!gc49!smithrd
smk@axiom.UUCP (Steven M. Kramer) (01/09/86)
When I go to banks and deal with people (I like the machines better) I deal with tellers, receptionists, and inexperienced personnel. I guess I don't rate a banker. My credit unions have people that are friendly and offer me better services much cheaper. So, credit unions don't have bankers, which is why I go to them. -- --steve kramer {allegra,genrad,ihnp4,utzoo,philabs,uw-beaver}!linus!axiom!smk (UUCP) linus!axiom!smk@mitre-bedford (MIL)
hollombe@ttidcc.UUCP (The Polymath) (01/14/86)
In article <153@axiom.UUCP> smk@axiom.UUCP (Steven M. Kramer) writes: >When I go to banks and deal with people (I like the machines better) >I deal with tellers, receptionists, and inexperienced personnel. I >guess I don't rate a banker. My credit unions have people that are >friendly and offer me better services much cheaper. So, credit >unions don't have bankers, which is why I go to them. Depends on the credit union. The last one I dealt with had higher loan rates than some local banks, generally discourteous help, low interest on deposits, and was inconveniently located so all transactions had to be by phone or mail. When they converted to a "cheaper" touch-tone phone withdrawal system and told me I could now pay $1 a month for the priviledge of accessing my money or perform all transactions by mail with no standard forms available I said "Enough!". Which is why I go to a bank. -_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ The Polymath (aka: Jerry Hollombe) Citicorp(+)TTI 3100 Ocean Park Blvd. Geniuses are people so lazy they Santa Monica, CA 90405 do everything right the first time. (213) 450-9111, ext. 2483 {philabs,randvax,trwrb,vortex}!ttidca!ttidcc!hollombe
doug@terak.UUCP (Doug Pardee) (01/16/86)
My credit union just made an enemy of me... I got my statement yesterday. They had deducted, without any notice, $15. Called up to ask what's going on, they said they had a new policy that anyone with less than $250 on deposit will be charged $15 per quarter, starting January 1. They refused to refund my $15 on such an obviously groundless basis as their not having told anyone that they were going to do this. I closed out my membership, and certainly won't be going back. General question: is there anything that the average consumer can do about this kind of situation? It seems like every month some company or other is taking me for $10 or $15 by this kind of monkey-business. It's not enough money to make going to small-claims court worthwhile, so they get away with it. (Somebody once joked that there oughtta be a "reverse class action suit", where you could sue the class of people who together have ripped you off for a tidy sum). -- Doug Pardee -- CalComp -- {hardy,savax,seismo,decvax,ihnp4}!terak!doug
gadfly@ihuxn.UUCP (Gadfly) (01/17/86)
-- > >When I go to banks and deal with people (I like the machines better) > >I deal with tellers, receptionists, and inexperienced personnel. I > >guess I don't rate a banker. My credit unions have people that are > >friendly and offer me better services much cheaper. So, credit > >unions don't have bankers, which is why I go to them. > Depends on the credit union. The last one I dealt with had > higher loan rates than some local banks, generally discourteous > help, low interest on deposits, and was inconveniently located... > > The Polymath (aka: Jerry Hollombe) I agree. Some credit unions in Madison Wis are even a bit under- handed, offering checking accounts ("share drafts") with 6% interest, only it turns out to be 6% on your *lowest* balance during a quarter. Even worse is their record as co-operatives. The Rochdale Principles, formulated by the first co-operative in Rochdale, England, over 100 years ago and subscribed to by every major co-op in the US, state that co-ops should help other co-ops. None of the credit unions in Madison will loan any money to any co-operative corporation, irrespective of its financial health. "It's not our policy." Feh. -- *** *** JE MAINTIENDRAI ***** ***** ****** ****** 16 Jan 86 [27 Nivose An CXCIV] ken perlow ***** ***** (312)979-7753 ** ** ** ** ..ihnp4!iwsl8!ken *** ***
colonel@sunybcs.UUCP (Col. G. L. Sicherman) (01/23/86)
> I got my statement yesterday. They had deducted, without any notice, > $15. Called up to ask what's going on, they said they had a new policy > that anyone with less than $250 on deposit will be charged $15 per > quarter, starting January 1. > They refused to refund my $15 on such an obviously groundless basis as > their not having told anyone that they were going to do this. I closed > out my membership, and certainly won't be going back. > General question: is there anything that the average consumer can do > about this kind of situation? You can identify your credit union _by name_ on the Net, with an appropriate "Distribution" field. It's your most accessible way to expose those knaves. -- Col. G. L. Sicherman UU: ...{rocksvax|decvax}!sunybcs!colonel CS: colonel@buffalo-cs BI: csdsicher@sunyabva