[tor.general] Suicides

migod@csri.toronto.edu (Mike Godfrey) (01/24/89)

In some article, wagner@gpu.utcs.UUCP (Michael Wagner) writes:
>I think suicides are often refered to as alleged suicides, since the
>determination of suicide or not is a legal matter, having great influence
>on things like life insurance benefits.

Not to contradict, but rather to add fuel to the fire...

My best friend from high school (whose father owns his own insurance company)
told me that many insurance companies *will* pay up in the event of a suicide, 
provided that it occurs a "suitable" length of time after the original 
purchase of the policy (two or three years).  

Obviously there is a belief is that few people would plan to kill themselves 
two years in advance.

-- 

Mike Godfrey				
Department of Computer Science	         "I am not a free man...
University of Toronto			  but I'm reasonable!" #6.
migod@csri.toronto.edu

clewis@ecicrl.UUCP (Chris Lewis) (01/26/89)

In article <8901241831.AA06838@carlton.csri.toronto.edu> migod@csri.toronto.edu (Mike Godfrey) writes:
>In some article, wagner@gpu.utcs.UUCP (Michael Wagner) writes:
>>I think suicides are often refered to as alleged suicides, since the
>>determination of suicide or not is a legal matter, having great influence
>>on things like life insurance benefits.

>Not to contradict, but rather to add fuel to the fire...

>My best friend from high school (whose father owns his own insurance company)
>told me that many insurance companies *will* pay up in the event of a suicide, 
>provided that it occurs a "suitable" length of time after the original 
>purchase of the policy (two or three years).  

Actually, you're both right.  Many life insurance policies explicitly
exclude death/injury due to suicide, as a result of committing illegal
acts, and sometimes as a result of mental derangement (lovely one to
prove) &tc.  On the other hand, some insurance policies don't.  Someone
we knew killed himself last year, and his company-paid policy *did*
pay (triple salary too!).

Policies differ.  Eg: Some company policies are in force for 30-90 days 
after you leave a company, some terminate instantly.  Someone else we
knew died within a couple of weeks of early retiring,
and the policy didn't cover him (same company as the suicide...).

Alleged suicide is a convenient bit of legal jargon so that it can be
discussed without explicitly asserting that it was a suicide.  Eg:
before an inquest, during police investigation, etc. etc.
-- 
Chris Lewis, Markham, Ontario, Canada
{uunet!attcan,utgpu,yunexus,utzoo}!lsuc!ecicrl!clewis
Ferret Mailing list: ...!lsuc!gate!eci386!ferret-request
(or lsuc!gate!eci386!clewis or lsuc!clewis)

laredo@csri.toronto.edu (Jim Alain Laredo) (01/26/89)

In article Message-ID: <373.1989Jan24.13:01:24@hammer.me.toronto.edu>
hammer@me writes:

>>In article <8901240935.AA01848@bloor.csri.toronto.edu> tjhorton@csri.toronto.edu (Tim Horton) writes:
>>
>>(You can jump from a bridge, or borrow a gun, or inject nasty stuff, or take
>>up smoking...  or pehaps simultaneously take up cocaine and riding racehorses
>>and LSD at rock concerts and driving stolen cars very dangerously [sick, Tim])
>>
>You don't understand.  These people have such severe problems, they feel their
>only recourse is to "end it all".  I imagine them, not as chronically ill
>cancer patients, who can no longer stand the pain, but as desperate, bitter
>people.  Who, if they're going to commit suicide, are going to do so with a
>bang, "I'm going to kill myself, and I want the whole fucking world to know".
>Their final (and likely only) moment of "glory".

	First of all, in most of the subway lines of the world there is the policy
to keep silence about any attempt of suicide or death due to suicide, so
people will be discouraged to try to kill themselves using a subway.

	Second, about forty per cent of the people that try to suicide on
subway lines survive the impact of the train and end underneath the
platform. The real purpose of this space under the platform is to 
protect a person that accidentally falls and doesn't have time to go 
up again. Anyway, this 40% either have a very slow and
painful death or remain crippled for the rest of their life.

	So if you really want the whole f...... world to know be more
creative, for example hang yourself from the CN-Tower, shoot yourself in
Queen's Park, dive in the lake from Harbourfront, jump from First
Canadian Place at rush hour, etc. For sure many people
will notice you and probably you will appear in all the Newspapers and
radio and tv stations. And most important, you will have a higher probability
of success.

	A final point, in Japan, according to a friend, trying to avoid  
suicides in the subway, if a person kills himself, his family will have
to pay for all the man-hours that were lost due to the fact.

                                         Jim Laredo

msb@sq.uucp (Mark Brader) (01/28/89)

> So if you really want the whole f...... world to know be more
> creative, for example hang yourself from the CN-Tower ...
> ... jump from First Canadian Place at rush hour

While possible, these are rather nontrivial methods.  You'd need an
acetylene torch or the like to get through those horrible* anti-suicide
bars at the CN Tower.  And I bet the indoor levels have something less
breakable than ordinary glass.  As for First Canadian Place, it has no
observation deck at all, and never has had; so you either break in (so to
speak) to the roof, or first get into somebody's office somehow and then
get through the window there.

The subway method is quite trivial and I suspect this has a lot to do
with its, um, popularity.  The only method of really stopping subway
suicides would seem to be the installation of a wall along the platform
edge; the trains would then have to stop exactly at marked positions,
and doors in the walls would open to match the train doors (i.e., like an
elevator).  There is actually one subway system where this was done
(in Lille, France) -- but the reason they felt the need is that their
trains are automatic, with no drivers.  Of course, accidents are prevented
as well as suicides.

*Horrible in the sense that because there's no way to stand close to
 the bars you lose much of the feeling of being outdoors, and can't even
 take a decent picture through them.  The Eiffel Tower does it much
 better, with a rectangular grid of wire like that used for chain link
 fences, so you can put your face or camera through the holes, and a
 parapet wall so you can't try to stand on the anti-suicide wires.

 A still better arrangement is at NYC's World Trade Center, where the
 outdoor observation walkway is quite open, but set above the roof
 itself and some way back from the edge.  In between the walkway base
 and the roof edge, at a position where it doesn't obstruct your view,
 is an electric fence.  Presumably potential jumpers aren't interested in
 breaking their ankles jumping to the roof and then trying to electrocute
 themselves.  But this method isn't practical on a narrow tower like the
 CN or Eiffel Tower, because the viewing area shrinks too much.

Mark Brader				"Every new technology carries with it
SoftQuad Inc., Toronto			 an opportunity to invent a new crime"
utzoo!sq!msb, msb@sq.com				-- Laurence A. Urgenson

paul@moore.UUCP (Paul Maclauchlan) (01/30/89)

In article <1989Jan27.180849.18666@sq.uucp>, msb@sq.uucp (Mark Brader) writes:
> 
> > ... jump from First Canadian Place at rush hour
> 
>   As for First Canadian Place, it has no
> observation deck at all, and never has had; so you either break in (so to
> speak) to the roof, or first get into somebody's office somehow and then
> get through the window there.
> 

The windows don't open... honest!  And please don't come to my office,
I don't have a window.  And since they built the Scotia Tower the view
isn't so hot either...

(from the 72nd floor...)

-- 
.../Paul Maclauchlan
Moore Corporation Limited, Toronto, Ontario (416) 364-2600
paul@moore.UUCP  -or-    ...!uunet!attcan!telly!moore!paul
"...rolling like thunder, under the covers"/EJ&BT'83