[net.women] Allstate insurance, etc.

keduh@hogpd.UUCP (D.HUDEK) (05/23/84)

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Well, this whole insurance discussion seems rather interesting,
so I'll just jump right in and risk eating some shoe leather  :-)

A certain point of view I find cropping up seems rather perplexing.
A basic premise is proposed to the effect that for car insurance
it is OK to charge women less than men because statistics show
that they tend to have less (or less severe?) accidents than men,
and thereby cost the company less money.

So the basic thrust seems to be that if statistics show a difference
between men and women then it is OK to act upon that information and
treat the two sexes differently. If this is accepted, then how can
one complain that women were/are receiving less money per month
in retirement pay ??  Statistics show that women live longer than
men and thereby cost the company more money.

If it is OK for insurance companies to charge men more money
for car insurance because the companies will have to dole out
proportionally more money to them, then how can it be NOT OK to
dole out less money per month to retired women since they will
tend to live longer ??  Every argument I've seen
against paying women less per month in pension payments would seem
to apply equally well to arguing that men should not pay more
for car insurance.

There seems to be a bit of hypocrisy floating around here. My own
view? [well, noone probably cares, but I'll tell you anyway  :-) ]
There should be consistency. If it seems fair that women should receive
equal pension pay per month to men [certainly seems fair to me !], then
by the same token, women's and men's car insurance premiums should
be the same as well.

I understand that various women's groups are taking to the courts
to correct the problem with regard to pension pay. Does anyone know
how one would go about filing a class action suit on the behalf of
male insurer's of automobiles with regard to the unequal and unfair
premiums they are forced to pay ??  [ And a lawyer who will work
REAL cheap ??   :-)   ]

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neal@denelcor.UUCP (Neal Weidenhofer) (06/03/84)

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>			 Every argument I've seen
>against paying women less per month in pension payments would seem
>to apply equally well to arguing that men should not pay more
>for car insurance.

	Every argument except one:  It's illegal to discriminate in
pension payments, it's not illegal to discriminate in car insurance
rates.

	Personally, I agree with you 100%.

"She's not ashamed	Regards,
	to be a woman		Neal Weidenhofer
Nor afraid			Denelcor, Inc.
	to be a friend."	<hao|csu-cs|brl-bmd>!denelcor!neal