[net.taxes] Reinvesting Dividends

black (12/28/82)

Dividends earned by stockholders are taxed as income, regardless of whether
the dividends are received in cash or in the form of additional stock
(reinvested).  Right?  Is there an exception to this for dividends due from
utility stocks?  I seem to remember reading that such dividends were tax
deferred if they were invested in more stock.  Is this true?  Where can I find
out about it?   Deferred until when?

	Andrew Black

gear (12/31/82)

#R:uw-beave:-26600:uiucdcs:13200001:000:346
uiucdcs!gear    Dec 31 09:42:00 1982

They have to be reinvested via a dividend reinvestment plan as I understand it.
They are then deferred until you sell the stock at which time the basis of
the stock so purchased is zero--that is, you will pay taxes on the total
proceeds from the sale of the stock you so obtained, but at capital gain rates
which are 40% of regular income rates!

tihor (01/02/83)

#R:uw-beave:-26600:cmcl2:10600001:000:684
cmcl2!tihor    Jan  1 23:11:00 1983

Also please keep in mind that some dividend reinvestment plans offer a 
discount on the market price when they are converting your money into
stock, and current IRS interpretation is that this discount is ALSO
taxable income (a form of dividend.)  The IRS has been making some relatively
unpleasant rulings in this area and I suggest you check with a real 
accountant if you do not plan on declaring all reinvested funds as dividend 
income.  (My father, a stock broker, went around this may pole a few times with
the family lawyer and accountant since he thought the IRS rulings were not
reasonable but we decided that it would not be cost effective to argue the
case in tax court.)